Health Insurance: At present, due to busy lifestyle and poor eating habits, most of the people are suffering from some disease or the other. In such a situation, many people take help of health insurance to treat these diseases. In fact, in today’s time, medical services have become so expensive that if someone does not have health insurance, he cannot get himself treated due to this inflation. In such a situation, people take the help of health insurance to get their treatment done, but many times after treatment in the hospital, their health insurance gets rejected. In such a situation, today through this article we are going to tell you about some such things due to which health insurance companies reject your claim.
Pre-existing disease will not be covered
Actually, many health insurance companies do not cover the diseases already present in your body. In such a situation, if you have been admitted to the hospital due to some pre-existing disease, then the health insurance companies may reject your claim.
waiting period
The second name in this list is waiting period. In many health insurance claims, you will have to wait for a certain period to avail the benefits of insurance. In fact, many people, while taking insurance, cover pre-existing diseases or maternity benefits after a certain time period. In such a situation, if you get admitted to a hospital before that, there are more chances that the health insurance company will reject your claim.
policy period
Actually, most insurance policies expire after a period of 1 year. In such a situation, if you have to get admitted for any treatment, then you should get admitted within this one year, otherwise your health insurance will not be of any benefit. In such a situation, you are advised to renew your policy every year after the end of its period.
Pay attention to the claim process
Along with this, if you make any small mistake during the health insurance claim process, your health insurance claim may be rejected. In fact, if you fill the form incorrectly or you lack documents, your insurance claim may be rejected. In such a situation, you should first contact the insurance company to understand the insurance process.
Disclaimer: Take the methods, methods and claims mentioned in this article as information only. DNP News Network / Website / Writer does not confirm these. Before following any such treatment/medicine/diet, please consult a doctor.
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